Thailand is popular for its medical tourism and boasts of multi speciality hospitals which offer health care of highest standard. These high-end private hospitals charge steep charges for services. Hence opting for health insurance is a compulsion for expats in Thailand.
The experts in Thailand must opt for a sufficient cover from their provider for health insurance in Thailand to protect themselves and their families. While not having health insurance is a huge risk, having insufficient insurance which does not cover all the major illness is also a problem. While most expats working in Thailand have medical cover as part of the employee benefits, it is essential to carefully review the contract and opt for additional insurance if needed. Advantages of having sufficient and suitable health cover are
- With proper health insurance in Thailand, you can get emergency treatment at the multi speciality private hospitals. The patients will not need to wait for long time to get the treatment done in a public hospital.
- A proper and sufficient health cover will enable the expat to minimize the treatment costs and safeguard themselves against unforeseen medical contingencies, which create a dent in their savings.
- Proper health insurance will safeguard your family in case of any unforeseen tragedies. Opting for health insurance policies will provide financial security to you and your family in time of medical emergencies, which may cause death or disability of the bread winner of the family.
- Expats must choose a health cover which is globally portable. This will aid them to receive medical assistance even when they are out of the country. Most of the health insurance in Thailand companies provide global health covers.
With so many advantages and the security it provides to you and your family, it is highly advisable for expats who plan to stay for longer time, to get health insurance in Thailand with a right provider. They can compare the policies and prices of all the reputed insurance companies and select a policy that offers high coverage with less premium.Before finalizing the insurer, carefully study the brochure and the policy document to ensure it covers all the major illness. Opt for an additional accident cover for extra security. Enquire about the reputation of the company and its claim settlement ratio before you sign on the policy.